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FAQs
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Personal Injury FAQs
- Call an ambulance if anyone is injured.
- Move your vehicle away from oncoming traffic to avoid any additional accidents.
- Call the police to file an official police report.
- Obtain information from the other party and any witnesses and collect any evidence.
- Names of all drivers & passengers
- Contact information (addresses, telephone numbers, etc.)
- Insurance information.
- License plate numbers.
- Each vehicle’s make, model, year, and color.
- Each vehicle’s registration number.
- Get contact information from any witnesses.
- Take photos of all vehicle damage.
- Take photos of all physical injuries.
- Any evidence that shows road and/or weather conditions.
Yes, especially if there is significant property damage, serious bodily injury, and/or death.
- The police report is the official documentation of the accident.
- No, never admit fault for an auto accident.
- Fault will be determined upon further investigation.
- For purposes of your health it’s best to always seek medical attention as soon as possible following a car accident.
- If you have an injury resulting from the car accident,
- If you are not 100% at fault for the accident and
- If there is liability insurance and/or you carry uninsured motorist insurance then you have a personal injury case.
- Call your attorney’s office and he/she will advise you.
- Generally, car accident attorneys take lost wages into account when filing suits against insurance companies.
- Be sure to keep records of specific dates you missed work and the amount of money you lost.
- No. The ONLY people who should have access to your medical records are your doctors and your personal injury attorney.
- When it’s time to present your medical records to the insurance company as evidence, your personal injury attorney will do so.
- Yes. Typically your car insurance, PIP (Personal Injury Protection) will pay 80% of your medical bills up to $10,000 and your health insurance will pay the remainder 20% along with anything above $10,000.00
- Yes, if it is drivable. However, you should have your vehicle inspected by an auto repair mechanic BEFORE you resume driving your car.
- Generally, an insurance company will send out an inspector to review the vehicle damage and direct you to a mechanic who will appraise the cost of vehicle repairs.
- The insurance company will deem your vehicle a total loss (or “totaled”) when the cost to repair the vehicle exceeds a certain percentage of the vehicle’s worth.
- The insurance company should pay you a check based on the market value of your vehicle before the accident.
- The insurance company of the party at fault is responsible for paying car repair costs. However, if fault isn’t yet determined, you might file a claim with your own insurance company and after determining the other party was at fault, your insurance company might file for reimbursement.
- Yes, through the at fault party’s insurance policy.
- If the at fault party does not carry insurance then call your car insurance provider to find out if you have rental coverage.
- You should hire an attorney if you are injured from the accident.
- If there’s severe property damage and you don’t feel the insurance company is fairly compensating you.
- Hire an attorney whose main practice focuses on personal injury. You don’t want to hire a family law attorney to work on your accident case.
- Has a good reputation among both other clients and other attorneys.
- Shows dedication to your case (i.e. keeps you regularly updated).
- Makes you feel comfortable.
- Just as many other aspects of car accident cases, this varies, too; however, the more evidence you have, the faster your attorney can work.